- Click 'Add to Cart' to make your selection.
- Click 'Checkout' to enter your payment information, coupons and vouchers.
- Please remember that each email address must be unique to a single student.
These demonstration courses allow potential students to experience portions of our actual online courses. If you have any questions please contact us toll-free at (866) 357-0841.
When you click on Course Demos you will be taken to a menu of our available course demonstrations.
There may be other full courses listed as well on the menu, but you would have to register and pay for those courses to enter them.
Course Demos are now available for all areas without student registration or enrollment.
Simply enter a demo by clicking on the Course Title. Our Demonstration courses are available to guests.
However, if you would like to take the sample quizzes you will
need to be logged in. Use our Demo User account for full access to our
Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.
From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accept and share in the financial risk. It also was more precise in defining the benefits that were covered and introduced wellness and prevention programs.
In the early 2000's employers began using Consumer-Directed Health Plans for both cost-savings and cost-containment. Basically, they are an approach that includes employees (the consumers) in making decisions about their health care.
The purpose of this course is two-fold:
1. To study what Consumer-Directed Health Plans are, how they work, and the pros and cons of owning them; and
2. To explore their prospective marketplaces.
This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. No classroom attendance required. This FL Intermediate CE course is approved for 2hrs of CE credit for all licenses (except 3-20).
Course Provider: OnLine Training Institute
Florida Provider #: 366468
FLDFS Course Approval #: 104236
OLT Course #: INSCE033
|Provider Name||OnLine Training Institute|
|Course Approval #||104236|
|Satisfies State Requirements||Florida|
|License Type||All Licenses (except 3-20 Public Adjusters) as a General Elective course|
|Course Length||2 hours|
|Enrollment Length||30 days|
|Extension Availability||Yes, a 30-day extension, for a $25.00 charge, may be requested a maximum of three times and should be requested BEFORE the course expires.|